Monthly Archives: May 2022

During times like these, it can be helpful to remind ourselves of some of the past events that we have lived through and how the stock market crashed (and then duly recovered) during what at the time probably seemed like unprecedented crises.

It is often said that markets climb a wall of worry, referring to the fact that markets seem to constantly be worrying about something, however they still march on upwards over significant periods of time.

If you will indulge me for just a moment and set aside the first 4 months of 2022 and take yourself back to 31st December 2021.

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The markets are a slightly scary place right now. Indeed, I commented in my recent blog that we are seeing signs of people ‘abandoning their plan’ by, for example, not paying into ISAs this year because they perceive it as ‘too risky’.

If anything the opposite is true, equities are almost universally cheaper today than they were at the beginning of 2022 and surely this presents a more attractive opportunity to buy, yet people seem nervous given that markets have fallen.

Equally, inflation rates have rocketed across the globe, so the risk of holding cash and seeing its purchasing power eroded by inflation is greater now than it has been for many decades.

The below article from our partners at Square Mile urges investors to think again about holding cash. I think it is an excellent read during times like these. Read more…

The month of April was somewhat unusual in several ways.

First of all, we saw the conflict in Ukraine drag on far longer than anyone would have liked and it now seems to be somewhat likely that it will continue for many months (or even years) yet.

Second, it seems we are still not ‘done’ with Covid with it causing problems here at home in the form of yet more staff absence within businesses and all of the associated challenges that that brings. Not to mention the far more serious and significant measures being introduced in other parts of the world.

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